Medicare: keep your health in check
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Medicare is a government-sponso red health insurance program for individuals over 65 and some with disabilities. It covers hospital, medical, and prescription drug expenses. Private insurance companies offer Medicare Advantage (MA) plans, an alternative to traditional Medicare. These plans cover all the services that Original Medicare covers and offer additional benefits such as vision, hearing, and dental coverage in most cases. 1. Eligibility: Individuals enrolled in original Medicare and living in the plan's service area are eligible to enroll in an MA plan. It's important to note that individuals must continue to pay their Medicare Part B premium in addition to any premium charged by the MA plan. Variable Universal Life insurance offers flexibility and investment options with a death benefit. Policy premiums and death benefits can change based on the performance of underlying investments. 2. Cost: Medicare advantage in New York can ...